Angela Martin’s Legal Blog

Smith & Garg, LLC

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Entries from October 2008

The Discharge: Goal Of BK

October 31st, 2008 · No Comments

The main reason taht people file for bankruptcy - either Chapter 7 or Chapter 13 - is to relieve them of debt.  What is important to remember is that not all debts are dischargeable.  So for quick reference below is a short list of types of debts that CANNOT be discharged.  This means that even […]

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Tags: Bankruptcy

Election Spam: Thanks for the Laughs

October 28th, 2008 · No Comments

November 4, 2008 is only seven days away.  The increased numbers of political ads, newstories about polls, billboards reminding you to vote - and of course, the flood of email forwards telling you all the “dirt” about candidates.
 What amazes me the most are the shear number of email forwards that you receive the closer to […]

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Tags: Uncategorized

Quarantine v Monster House

October 21st, 2008 · No Comments

As a general rule, I am not a huge fan of horror movies.  Not because I think they are poorly made or evil or any other content based reason, it is really a cost/benefit analysis.  During most horror films I tend to scare myself more than what I see (or think I will see) on the […]

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Tags: Uncategorized

SOL: Straight out of Luck?

October 21st, 2008 · No Comments

As an attorney, I will tell you the case of a lawsuit time is of the essence.  For every type of claim you can file in court, there is a Statute of Lmitations, aka SOL - a codified period period of time after which a court will no longer recognize your claim. 
 The SOL generally starts either when the claim arises […]

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Tags: Business Law · Uncategorized

The Mortgage Crisis: Bail out/Rescue?

October 8th, 2008 · No Comments

Last night was the second Presidential debate for 2008.  Of course, one of the early topics was the Mortgage industry bail out/rescue (yes, we all play the semantics game).  The question that I found most fascinating was exactly what this bill will do for the average American.
Sen. Obama took the time to explain how small […]

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Tags: Credit Report/Repair

Bankruptcy Awards Criminal Relief?

October 8th, 2008 · No Comments

This week as I was looking for a topic to blog about, I came across an interesting story.  It is a situation similar to those lawsuits people use to demonstrate how the legal system just goes wrong.  For example, there is the story where a theif breaks into someone’s home, trips on a rug, and […]

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Tags: Bankruptcy

Request for Full Disclosure

October 1st, 2008 · No Comments

I think I have mentioned this before in another blog, but I can’t quite remember if I have ever stated this expressly.  I can’t stress enough how important it is for you, as a client, be open and answer the questions we ask completely.
We want to help you, we are paid to help you, but […]

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Tags: Uncategorized