Angela Martin’s Legal Blog

Everyone has heard of the bailout/rescue program for the nation’s largest banking institutions.  Were you aware that the first half of the $700 Billion Dollar fund has already been allocated to individual banks, investment firms, etc.  However, there has been little explantion as to how many individuals - if any have been able to benefit […]

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Happy New Year, everyone!
 It is time for a fresh start, new beginnings, changes - or any other description you desire.  It is also the time to start paying off those fun little credit card charges incurred over the holiday season.  Of course we all resolve to pay off debts or not spend so much during […]

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I have received a number of calls from people who are concerned about just how far a collector can go to get money from them.  Often people are scared because the debt collector is making a number of threats or implications during the phone call claiming they will take your car, home and garnish your […]

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Last night was the second Presidential debate for 2008.  Of course, one of the early topics was the Mortgage industry bail out/rescue (yes, we all play the semantics game).  The question that I found most fascinating was exactly what this bill will do for the average American.
Sen. Obama took the time to explain how small […]

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It is a sad, but true statement that many m0re people are now dealing with collection agencies and lenders’ collection calls.  These phone calls can be at minimum inconvenient, and at most invasive and embarraasing.  What few people realize, is that contrary to what a debt collector may say on the phone, they cannot legally:
1. […]

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Have you ever played one of those advanced level sudoku games?  You know, the ones with the little boxes and they only provide you with about 4 of the numbers and expect you to just guess and fill in all the blanks.  At most, I am at the beginner level.  When looking at that aggravating little […]

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As most people know, in the current market it is vital that you keep a close eye on your credit.  The good news is that many people are requesting copies of their reports to review them.  The bad news, they don’t know what they mean.
A common term that many people may encounter and don’t understand is […]

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Often times people trying to “clean up” their credit will feel haunted by financial mistakes or the negative reporting on events that happened “years ago.”  It just doesn’t seem fair that after all this time has passed, the errors, mistakes or however you describe them, are still there.  But like the elephant, your credit report […]

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As anyone who is shopping for an affordable apartment in the greater Los Angeles area will tell you, finding that ideal apartment in a great location for a cheap rate is almost impossible.  This is difficult because “location” in Los Angeles will comes at a premium. In addition to high cost, renters also are subject to that […]

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